How much does Lasik eye surgery cost?

On the surface, the question “How Much Does Lasik Eye Surgery Cost?” is about the number of dollars required.   But a second, unspoken question is often “How will I be able to pay for Lasik Eye Surgery”.

Unfortunately for anyone on a budget, Lasik eye surgery is considered an “elective treatment”; in other words, it is one you choose to have.

In the United States most insurance companies, and Medicare, will not cover the cost of a Lasik procedure.

However, some insurance policies provide a way to handle Lasik eye surgery cost.  So talk to your insurance consultant. Some medical plans do offer some benefits.  You might also be able to deduct the cost off your Federal income tax - but check with your accountant (and your company)!

Financing is often available

Financing is one option.  Your eye clinic may have links to a financing company, and be able to offer fixed rates and long-term payments.

You could be offered a range of options of interest rates (some even interest-free)and payment periods. Choose one that fits your budget.

If your credit card is not maxed out, you’ll also find that most clinics and surgeons will accept this form of payment. Check to see if your credit card provider has any promotional offers you can use.

You may even be one of those lucky people who works for a company whose benefit options make lasik eye surgery affordable.  In that case, you might not even have to ask how much does lasik eye surgery cost!

These programs have a number of different titles - Flex Plans, Cafeteria Plans or Alternative Health Plans. You can arrange for a payroll deduction and save an agreed sum of pretax dollars to pay the lasik eye surgery cost.

Lots of options to consider. Many of the bigger eye clinics have advisors available to discuss the various options available to you, and explain the finance pros and cons.

But do remember the saying about “There ain’t no such thing as a free lunch”.  It's your money we’re talking about, so make sure you choose the option that makes the most sense for you, and not for the clinic.